Entries in the ‘News’ Category:

Watch Obama’s Weekly Address: Congress Must Act on “To-Do List”

Watch Obama’s Weekly Address: A New Chapter in Afghanistan

Watch Obama’s Weekly Address: It’s Time for Congress to Pass the Buffett Rule

New Reports on Increasing Autism Rates

If you have a child with autism or know someone who does, you probably have been paying close attention to recent reports which show that autism rates have grown significantly in the past few years. According to the Centers for Disease Control (CDC), autism rates have grown by 23% since their last report in 2009 and there has been a 78% increase since their first report in 2007.  These are high numbers and it is an important public health concern that needs attention.

The CDC has provided valuable information that helps us to see what the progress is on the search for the causes and the risk factors of ASDs. Also, the CDC continues to develop resources to help identify children at an early age that have ASDs. Below are some highlights from the CDC’s latest report on ASDs:

CDC estimates 1 in 88 children (11.3 per 1,000) has been identified with an autism spectrum disorder (ASD).

  • This marks a 23% increase since our last report in 2009. And, a 78% increase since our first report in 2007. Some of the increase is due to the way children are identified, diagnosed and served in their local communities, although exactly how much is due to these factors in unknown.
  • The number of children identified with ASDs varied widely across the 14 ADDM Network sites, from 1 in 47 (21.2 per 1,000) to 1 in 210 (4.8 per 1,000).
  • ASDs are almost 5 times more common among boys (1 in 54) than among girls (1 in 252).
  • The largest increases over time were among Hispanic children (110%) and black children (91%). We suspect that some of this increase is due to greater awareness and better identification among these groups. However, this finding explains only part of the increase over time, as more children are being identified in all groups.
  • There were increases over time among children without intellectual disability (those having IQ scores above 70), although there were also increases in the estimated prevalence of ASDs at all levels of intellectual ability.
  • More children are being diagnosed at earlier ages—a growing number of them by age 3. Still, most children are not diagnosed until after they reach age 4, even though early identification and intervention can help a child access services and learn new skills. This is why CDC’s Learn the Signs. Act Early. program is essential. Through this program, CDC provides free tools to help parents track their child’s development and free resources for doctors and educators. CDC is also working with states and communities to improve early identification.
  • CDC also provided leadership in establishing Healthy People 2020 objectives and supporting the American Academy of Pediatrics recommendation that all children be screened by age 2, because early screening and diagnosis improve access to services during a child’s most critical developmental period.

To learn more about autism and to find resources to help understanding the risk factors and causes as well as to learn about the Study to Explore Early Development (SEED), click here to visit the Center for Disease Control’s website.

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Watch Obama’s Weekly Address: President Obama Says House Must Pass Bipartisan Transportation Bill

Watch Obama’s Weekly Address: Ending Subsidies for Big Oil Companies

Watch Obama’s Weekly Address: Investing in a Clean Energy Future

Watch Obama’s Weekly Address: Extending the Payroll Tax Cut for the Middle Class

National Go Red Day 2012

February 3, 2012 is National Wear Red Day – a day that Americans learn about and reflect on the dangers of having an unhealthy heart and wear read in support for women’s heart disease awareness. Back in 2004, the American Heart Association (AHA) knew they had work to do when cardiovascular disease claimed the lives of nearly 500,000 each year. People were not seeing the seriousness of having a healthy heart and knowing what the warning signs were. It was because of this that the American Heart Association created Go Red For Women which was a way to present the facts and provide women with the knowledge and tools they need to take care of their hearts.

With heart disease continuing to be the number one killer of women – 1 in 3 deaths each year, it is no wonder why the American Heart Association is so passionate about getting their message out about heart health. Below you will find valuable information from the American Heart Association’s Go Red For Women website that spells out the warning signs of a heart attack in women. It is very important to educate yourself on how to have a healthy heart because you may save not only your own life but you can help your friends and family as well.

Overview

More women die of cardiovascular disease than from the next four causes of death combined, including all forms of cancer. But 80 percent of cardiac events in women could be prevented if women made the right choices for their hearts involving diet, exercise and abstinence from smoking. Make it your mission to learn all you can about heart attacks and stroke — don’t become a statistic. CALL 9-1-1

Heart Attack

A heart attack occurs when the blood flow to a part of the heart is blocked, usually by a blood clot. If this clot cuts off the blood flow completely, the part of the heart muscle supplied by that artery begins to die.

Signs of a Heart Attack:

  1. Uncomfortable pressure, squeezing, fullness or pain in the center of your chest. It lasts more than a few minutes, or goes away and comes back.
  2. Pain or discomfort in one or both arms, the back, neck, jaw or stomach.
  3. Shortness of breath with or without chest discomfort.
  4. Other signs such as breaking out in a cold sweat, nausea or lightheadedness.
  5. As with men, women’s most common heart attack symptom is chest pain or discomfort. But women are somewhat more likely than men to experience some of the other common symptoms, particularly shortness of breath, nausea/vomiting and back or jaw pain.

If you have any of these signs, don’t wait more than five minutes before calling for help. Call 9-1-1…Get to a hospital right away.

Stroke

Stroke is the No. 3 cause of death in America. It’s also a major cause of severe, long-term disability. Stroke and TIA (transient ischemic attack) happen when a blood vessel feeding the brain gets clogged or bursts. The signs of a TIA are like a stroke, but usually last only a few minutes. If you have any of these signs, don’t wait more than five minutes before calling for help.

Call 9-1-1 to get help fast if you have any of these, but remember that not all of these warning signs occur in every stroke.

Signs of Stroke and TIAs

  1. Sudden numbness or weakness of the face, arm or leg, especially on one side of the body
  2. Sudden confusion, trouble speaking or understanding
  3. Sudden trouble seeing in one or both eyes
  4. Sudden trouble walking, dizziness, loss of balance or coordination
  5. Sudden severe headache with no known cause

Also, check the time so you’ll know when the first symptoms appeared. It’s very important to take immediate action. Research from the American Heart Association has shown that if given within three hours of the start of symptoms, a clot-busting can reduce long-term disability for the most common type of stroke.

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Have Your Blood Pressure Readings in Both Arms

A recent study, published in The Lancet, shows that in order to get an accurate blood pressure reading, doctors should take the patient’s blood pressure in both the right and left arm. The findings showed that there was a difference in systolic blood pressure between the two arms – about 15 milimeters of mercury (mm Hg). This difference in the blood pressure is linked to an increased risk of peripheral artery disease (PAD) which is a condition where there is a narrowing of the arteries, especially in the legs and feet. The 15 millimeters difference of mercury in the two arms means the individual is 2.5 times more likely to have PAD and the risk of cerebrovasular disease is 1.6 times higher. It was also associated with a 70% greater risk of dying from heart disease.

The Lancet study brings out the fact that there already is an existing guideline for doctors showing that they should always take blood pressure readings from both arms. Dr. Christopher Clark, the lead author in the study said,  ”Recommendations to measure both arms exist in both British and American blood pressure managment guidelines.” He goes on to say, “This is out there as guidance, but it’s guidance that isn’t regularly followed.” A difference of just 10 millimeters was enough to raise the risk of peripheral vasular disease so having the difference of 15 millimeters should be enough to make more doctors pay attention to the guidelines.

Why would there be a difference in readings between the two arms? The authors of the study hypothesized that it could be the narrowing or hardening of a person’s arteries, especially on one side of their body.

Dr. Clark said, “If we don’t know to measure both arms, we’re not going to make the right diagnosis and the right treatment choices for our patients.” Since many doctors only measure one arm, the next time you visit your doctor, make sure to remind them to take your blood pressure readings in both arms. By doing this you are ensuring that you will receive the most accurate readings and more likely a correct diagnosis.

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Watch Obama’s Weekly Address: President’s Blueprint Includes Renewal of American Values

W-2 Reporting – IRS Releases Notice 2012-09

Banyan Administrators continues to provide us with beneficial information about several different aspects of the Health Care Reform and how it affects us. Over the next months and years, employers will be faced with numerous changes, many of which require regulatory clarification. Banyan will continue to keep us up to date and on target with decisions that affect our plans.

The following information is from Banyan Administrators:

News

W2 Reporting IRS Releases Notice 2012-09

On January 2, 2012, the IRS released Notice 2012-09 which updates and amends Notice 2011-28 regarding the reporting of employer-sponsored group health plan on the 2012 W-2 Forms as required by the Health Care Reform Act.  Notice 2012-09 does not change the reporting requirement for employers, but, does provide additional guidance and clarification on certain topics.  Some highlights of the new Notice includes: 

  • Clarification of the interim relief reporting requirement for employers filing fewer than 250 Forms W-2.
  • The cost of coverage for employee assistance programs (EAP), wellness programs, or on-site medical clinics do not have to be reported if the employer does not charge a premium with respect to that type of coverage provided under COBRA to a qualifying beneficiary.
  • Employers may include the cost of coverage for benefit programs, such as Health Reimbursement Accounts, that are excluded from the reporting requirement and clarification on how to calculate the cost.
  • Clarification on other unique situations such as if a pay period extends over the end of the tax year on December 31st, if a composite rate is charges for active employees but not for COBRA qualified beneficiaries, if certain related employers are not using a common paymaster, etc. 

To view IRS Notice 2012-09, please click here.

Health Care Reform W2 Reporting Interim Final Rules

What You Need to Know Now About: W-2 Reporting

On March 31, 2011, the Internal Revenue Service (IRS) released the 19-page Interim Final Rules on the Health Care Reform W-2 reporting requirements. The IRS is still taking comments on the rules for the next 60 days. 

1.       What needs to be reported on the W-2 form?

Employers must report the costs for a group health plan. This does not include dental and vision plans unless the plans are integrated in the group health plan. Disability and long term care plans are also excluded from the reporting requirement.

2.       How do I determine the cost for the group health plan?

The cost includes both the employee contribution and employer contribution. Employers with fully-insured health plans should use the monthly premium rate. Employers with self-funded health plans should use the COBRA premium equivalent rates less the 2% administrative fee. Employer contributions into Medical Savings Accounts (MSA), Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA) and, in most instances, Flexible Spending Accounts (FSA) are excluded.

3.       Where do I enter this information on the W-2 Form?

The information is entered in Box 12 on the W-2 form using code DD.

4.       Will the amount be included as taxable income for my employee?

No it will not. The first page, first bullet of the IRS Interim Final Rules state, “This reporting to employees is for their information only, to inform them of the cost of their health care coverage, and does not cause excludable employer-provided health care coverage to become taxable.”

5.       When do I have to be ready to comply with the new W-2 reporting requirement?

If you issue more than 250 W-2 forms for tax year 2011, you are required to comply with the new requirement for the 2012 tax year W-2 forms that are distributed to employees in January, 2013. You do have the option to comply earlier, if desired. However, remember that a terminating employee in calendar year 2012 can ask for an early W-2 so, in reality, you will need to be ready to comply as early as January, 2012.

Employers that issue 250 or fewer W-2 forms for tax year 2011 can receive “transition relief” from this requirement until January, 2014.

 

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Watch Obama’s Weekly Address: Helping American Businesses Succeed

Watch Obama’s Weekly Address: Ensuring a Fair Shot for the Middle Class

Watch Obama’s Weekly Address: Extending and Expanding the Payroll Tax Cut

World AIDS Day – December 1, 2011

World AIDS Day began in 1988 and is observed December 1 each year with the purpose is to raise awareness of the AIDS caused by the spread of HIV infection. It is recognized by political figures and health officials worldwide. On November 8th, Secretary of State Hillary Rodham Clinton spoke about her goal for an “AIDS Free Generation”. You can view this speech by visiting PEPFAR or by clicking here to go directly to the video. Since 1995, the President of the United States has given an official speech on World AIDS Day. To read the proclamation that President Barack Obama gave earlier today, click here.

This year the theme for World AIDS Day 2011 is ‘Getting to Zero’. According to unaids.org, this year the global community has committed to focusing on achieving 3 targets: “Zero new HIV infections. Zero discrimination. Zero AIDS-related deaths”.  With stats like the following ones from unaids.org, it is crucial that we increase our awareness and seek out what we can do as individuals to help.

At the end of 2010 an estimated:

  • 34 million [31.6 million – 35.2 million] people globally living with HIV
  • 2.7 million [2.4 million – 2.9 million] new HIV infections in 2010
  • 1.8 million [1.6 million – 1.9 million] people died of AIDS-related illnesses in 2010

On November 30, 2011, a report by the WHO, UNICEF and UNICEF and UNAIDS Global Report on the global HIV/AIDS response showed that having increased access to HIV services resulted in a 15% reduction of new infections over the past decade and a 22% decline in AIDS-related deaths in the past five years.

“It has taken the world ten years to achieve this level of momentum,” says Gottfried Hirnschall, Director of WHO’s HIV Department. “There is now a very real possibility of getting ahead of the epidemic. But this can only be achieved by both sustaining and accelerating this momentum over the next decade and beyond.”

The report highlights what steps have been working to combat AIDS:

  • Improved access to HIV testing services enabled 61% of pregnant women in eastern and southern Africa to receive testing and counseling for HIV – up from 14% in 2005.
  • Close to half (48%) of pregnant women in need receive effective medicines to prevent mother-to-child transmission of HIV (PMTCT) in 2010.
  • Antiretroviral therapy (ART), which not only improves the health and well-being of the infected people but also stops further HIV transmission, is available now for 6.65 million people in low- and middle-income countries, accounting for 47% of the 14.2 million people eligible to receive it.

The report brings out what steps still have to be taken:

  • More than half of the people who need antiretroviral therapy in low- and middle-income countries are still unable to access it. Many of them do not even know that they have HIV.
  • Despite the growing body of evidence as to what countries need to focus on to make a real impact on their epidemics, some are still not tailoring their programmes for those who are most at risk and in need. In many cases, groups including adolescent girls, people who inject drugs, men who have sex with men, transgender people, sex workers, prisoners and migrants remain unable to access HIV prevention and treatment services.

Other sites to visit to learn more about World Aids Day and what you can do to help:

http://www.worldaidscampaign.org/

http://www.unaids.org

http://www.avert.org/world-aids-day.htm

http://www.youtube.com/theonecampaign

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Watch Obama’s Weekly Address: Honoring Our Veterans for Their Service and Sacrifice

Weekly Address: We Have to Increase the Pace

Watch Obama’s Weekly Address: Making Your Voice Heard on the American Jobs Act

Watch Obama’s Weekly Address: Fighting for the American Jobs Act

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