Comments on: CalCPA ProtectPlus Open Enrollment & Plan Changes http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/ Just another WordPress weblog Mon, 23 Jan 2012 21:19:05 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Judith Graziani http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/comment-page-1/#comment-702 Judith Graziani Fri, 01 Jan 2010 05:42:55 +0000 http://cpaprotectplus.com/blog/?p=1101#comment-702 Good question! The ProtectPlus plans are group plans, which means they can only be sold to firms or employer groups. If you are between jobs and decide to become a consultant in the general financial services arena, then your consulting firm could enroll in the plan and as its owner you would then be eligible to apply. You should be aware that if you are the only owner/employee you would be subject to underwriting and depending on your health history, could be denied coverage. Firms with two or more owners and/or employees qualify for guaranteed issue. In short, as a group plan, ProtectPlus cannot be sold to individuals, but can be sold to a firm owned by just one individual. If you have further questions, you may wish to contact our sales manager Tom Kowalski at tom.kowalski@calcpa.org. Good question! The ProtectPlus plans are group plans, which means they can only be sold to firms or employer groups. If you are between jobs and decide to become a consultant in the general financial services arena, then your consulting firm could enroll in the plan and as its owner you would then be eligible to apply.

You should be aware that if you are the only owner/employee you would be subject to underwriting and depending on your health history, could be denied coverage. Firms with two or more owners and/or employees qualify for guaranteed issue.

In short, as a group plan, ProtectPlus cannot be sold to individuals, but can be sold to a firm owned by just one individual.

If you have further questions, you may wish to contact our sales manager Tom Kowalski at tom.kowalski@calcpa.org.

]]> By: Anne M. Lagache http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/comment-page-1/#comment-701 Anne M. Lagache Wed, 23 Dec 2009 00:28:43 +0000 http://cpaprotectplus.com/blog/?p=1101#comment-701 I'm an unemployed CPA; do I qualify for any plan? Thank you. Sincerely yours, Anne Lagache, CPA, MBA I’m an unemployed CPA; do I qualify for any plan?
Thank you.
Sincerely yours,
Anne Lagache, CPA, MBA

]]> By: Judith Graziani http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/comment-page-1/#comment-698 Judith Graziani Mon, 14 Dec 2009 23:30:20 +0000 http://cpaprotectplus.com/blog/?p=1101#comment-698 CalCPA ProtectPlus plans utilize the Anthem Blue Cross network, so you would not need to change doctors if you moved to the ProtectPlus plans. However, you could not offer another carrier's plan (such as the Blue Cross PPO) alongside the ProtectPlus plans. The only other plan that can be offered with ProtectPlus is Kaiser. ProtectPlus offers PPO, HMO and HSA plans and you can mix and match the plans so that your staff members can choose the plan that most suits their needs. CalCPA ProtectPlus plans utilize the Anthem Blue Cross network, so you would not need to change doctors if you moved to the ProtectPlus plans. However, you could not offer another carrier’s plan (such as the Blue Cross PPO) alongside the ProtectPlus plans. The only other plan that can be offered with ProtectPlus is Kaiser. ProtectPlus offers PPO, HMO and HSA plans and you can mix and match the plans so that your staff members can choose the plan that most suits their needs.

]]> By: Judith Graziani http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/comment-page-1/#comment-697 Judith Graziani Mon, 14 Dec 2009 23:22:31 +0000 http://cpaprotectplus.com/blog/?p=1101#comment-697 If a firm owner is covered by another group plan such as a spouse's plan or Medicare, the owner may decline coverage for themselves, but still provide coverage to the employee. For additional questions, you may contact our sales manager Tom Kowalski at tom.kowalski@calcpa.org. Thank you. If a firm owner is covered by another group plan such as a spouse’s plan or Medicare, the owner may decline coverage for themselves, but still provide coverage to the employee. For additional questions, you may contact our sales manager Tom Kowalski at tom.kowalski@calcpa.org. Thank you.

]]> By: Nancy Carlin http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/comment-page-1/#comment-693 Nancy Carlin Fri, 11 Dec 2009 20:54:38 +0000 http://cpaprotectplus.com/blog/?p=1101#comment-693 Can I insure only my one full-time employee, and not include myself? Can I insure only my one full-time employee, and not include myself?

]]> By: Elizabeth Shwiff http://cpaprotectplus.com/blog/2009/12/calcpa-protectplus-open-enrollment-plan-changes/comment-page-1/#comment-691 Elizabeth Shwiff Fri, 11 Dec 2009 01:26:40 +0000 http://cpaprotectplus.com/blog/?p=1101#comment-691 Currently our firm of 13 people has Anthem Blue Cross. I personally have a PPO. Would we have to give that up if we moved our insurance to you? Elizabeth Shwiff 415-291-8600 x232 Currently our firm of 13 people has Anthem Blue Cross. I personally have a PPO. Would we have to give that up if we moved our insurance to you?

Elizabeth Shwiff
415-291-8600 x232

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